Loren’s Blog

Media Articles: Make Up Your Mind

By Loren Francis on October 30th, 2018

I was featured as an expert contributor in the the Journal of the Global Accounting Alliance. The article, titled “Make Up Your Mind”, discusses how indecision can seriously damage a leader’s credibility and reputation, and what leaders need to know to step up their decision-making skills and start making tough calls... Read More

HIGHVIEW FAMILY STORY: TRANSITION FROM SELF-MANAGING THE FAMILY’S WEALTH TO ENSURE FINANCIAL PEACE OF MIND

By Loren Francis on September 26th, 2018

This family story is the third of a series in which we discuss some of the common investment challenges families face and what ultimately led them to HighView. Here, we explore what can happen when one member of an affluent family assumes responsibility for money and investments, particularly surrounding the concerns that can emerge as that person ages. How long will they be able to maintain... Read More

HIGHVIEW’S FOCUS ON ESG INTEGRATION AND SOCIAL IMPACT INVESTING

By Loren Francis on August 15th, 2018

In 2017, HighView proudly became a member of the Responsible Investment Association (RIA). HighView believes there is a fiduciary duty to invest prudently without taking undue risk. Incorporating Environmental, Social and Governance (ESG) standards into investment decisions to better manage risk and generate sustainable long-term returns makes sense. We believe ESG due diligence should be... Read More

Artificial Intelligence: Embracing Disruptive Change for Business and Beyond

By Loren Francis on November 24th, 2017

HighView recently had two educational seminars, one in Oakville and one in Toronto, on the fascinating subject of Artificial Intelligence (AI). A Primer on Artificial Intelligence Human progress moves ever more quickly as time marches on. More advanced societies have the ability to progress at a faster rate, so it’s no surprise that 19th century humanity made far more advances than 15th... Read More

Designing Investment Policy for ESG and Impact Investing

By Loren Francis on October 24th, 2017

“We believe that considering material ESG factors as part of our investment decision-making process, with respect to both direct and indirect investments, along with other material investment factors is consistent with our fiduciary duty”. - UTAM There is a mind shift underway in the evolution of fiduciary duty in the world of investing: a move away from the old school thinking of... Read More

Thinking Client-First: Goals-based Investing

By Loren Francis on September 16th, 2017

We are wealth architects whose sole purpose is to provide our clients with peace of mind by making their wealth sustainable. Goals-based investing is at the core of our investment philosophy, but historically this has not been the case for the majority of the investment industry. Instead, the investment industry and traditional asset management have been modelled on asset gathering and driving... Read More

Making an Impact: Aligning Values with Investment

By Loren Francis, MBA, FCPA, FCA, CIM on November 25th, 2016

“We will be known forever by the tracks we leave.” – Dakota Proverb On September 25th 2015, the United Nations (UN) with countries around the world adopted a set of goals to end poverty, protect the planet, and ensure prosperity for all as part of a new sustainable development agenda. As the UN believes, sustainable development is defined as meeting the needs of the present without... Read More